Reduced Fee Mortgage

Why More Realtor Partners are Working With Us

Let's start with 6 good reasons


You and your clients will be working directly with the Owner/CEO of the company

Arik Orosz

Arik Orosz is highly respected in the lending industry and has 20 years of high level experience under his belt. He has coached many high level loan officers in the industry and still teaches regular coaching calls for both realtors and loan officers to teach and give back.

Arik's Loan Partners helping on the admin side are all highly experienced, licensed Loan Officers. Simply put, there are no amateurs in this operation.

Our turn times are crazy fast!

We are regularly getting underwriting approvals back same day and this was still the case even during the refi boom (utilizing BOLT automated doc reader- 15 minute underwriting approvals)! Speed is king and we have it in spades!

working directly with the Owner/CEO
Fast Turn Times

More products= More solutions= More closings for you and your clients

OF COURSE we knock it out of the park on Conventional, VA, FHA, USDA and Jumbo! However, we also have your back on those unorthodox transactions as well!

  • Stated/No Employment Loans with 20% down
  • Bank Statement Loans with only 10% down
  • Stated Investment Property Loans to 85% LTV (up to 20 properties per buyer)
  • HELOC/Fixed rate 2nds to 90% LTV on rental properties! 😲
  • HELOC/Fixed rate 2nds to 97.75% on primary residence!
  • Make your offers Non-Contingent using our Bridge Loan to access current equity for down payment on your new purchase!
  • 100% financing options/DPA
  • FHA and VA loans down to a 500 credit score
  • Reverse Mortgage for Purchase
  • Renovation Loans
  • Many, many more

Debt ratio solutions!

So many realtors are losing clients due to rising rates. SOLUTION? We are regularly prequalifying your clients for $30,000-$50,000 more than your current lender!

How? Our wholesale rates are 1/2%-3/4% better on average compared to retail banks and lenders! Combine that with an additional savings of $50-100/mo+ on our Pooled MI program and it's simple math. Your client gets more house for the same payment, and they potentially move up to the next bracket where there is less competition and fewer offers!

We are here to be a true partner and help you grow your business!

We conduct FREE weekly Agent Mastermind calls that our realtor partners are encouraged to attend. Each Mastermind covers a new valuable topic to help educate and grow your business (even if you are a high-level realtor who already knocks it out of the park!)

"Weekly Agent Mastermind"

Please join us every Tuesday at 11am CST, as we explore a new topic weekly that is specifically dedicated to our realtor partners and devoted to helping you boost your business in ways you may not be thinking of.

More referrals coming back to you!

Our communication/follow-up system is second to none! We keep our clients and realtor partners informed every step of the way, everytime! We also systematically leverage this process to generate more buyers and listings along the way that we can send back to our realtor partners.

Arik Orosz - Owner/CEO

Email Us!
Team Phone: (651) 389-4774
Cell: (612) 328-5712

Reduced Fee Mortgage, Inc.
NMLS 1974130
19950 Dodd Blvd, Suite 102, Lakeville, MN 55044 | 952-222-1390

Currently licensed in Colorado, Florida (License/Registration#: MBR4157), Michigan (License/Registration#: FL0022860), Minnesota (License/Registration#: MN-MO-1974130), South Carolina, Texas, Virginia (License/Registration#: MC-7447), and Washington (License/Registration#: MB-1974130)
NMLS® Consumer Access

Best Mortgage Brokers in Saint Paul
Equal Opportunity Housing
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