Brokers are Better

Every Thursday at 11:00 A.M. (CST)


The Best Brand in the business!

Reduced Fee Mortgage is ranked as a top Mortgage Broker in Minnesota and is growing in multiple states. We pride ourselves on being an organization that truly cares about its employees and paving the road for a better loan experience, hence, greater career opportunities for you.

The Owner and upper management have a personal relationship with every employee and strive to maintain the best work environment possible.

"I used to close a few loans per month. Since joining RFM, my monthly average for production (on my own an an LO) has been between 3-4 million dolllars per month. I had three back-to-back months where I averaged over 5 million each month in early 2021. The reason why? Top notch support for processing, document collection, marketing and a workflow that is second to none allows me to actually focus on what I do best... sell more loans."
-Jeremiah R., Loan Officer, Minneapolis, MN

  • Your rates will never be beaten
  • Every product you can imagine
  • Highest splits in the business
  • Choose your Underwriter and change mid transaction if you want to
SUPPORT (someone is always ready for a live support session)
  • Marketing support
  • Systems support
  • Lender/Scenario support
  • Human Resources support
  • Payroll/Accounting support
  • On-boarding support
  • Tech support
  • Fully automated marketing to consumers
  • Fully automated marketing to referral partners
  • Fully automated processing (speeds to make your head spin)
  • Full integration with online portals and Day 1 Certainty
  • Turn-Key solutions, websites and mobile apps ready to go
  • Full suite of turn-key platforms, marketing & support ready Day 1
  • Fully integrated and fully automated CRM systems
  • Custom Videos and Flyers ready Day 1
  • Entire suite of social media marketing platforms
  • So many things to discuss here... let's schedule a Zoom meeting!
UNIQUE PRODUCT OFFERS (and so many more)
  • FHA and VA down to a 500 score
  • Construction "One Time Close"
  • RFMdpa – Multiple down payment assistance programs to choose from
  • Bank Statement Programs (for self-employed)
  • NO DOC Programs (for investors)
  • Hard Money & Fix and Flip Programs
  • Reverse Mortgages
  • If there is a product, we either have, or we will put it in place. Just ask.
  • Stop losing deals to rates (your customers are leaving even if they don't tell you)
  • Stop saying no to clients who could have otherwise qualified
  • Stop saying no to self-employed clients that cannot show tax returns
  • Stop saying no to clients as low as 500 credit scores
  • Stop accepting poor service from your Underwriters and Processors
  • True A-Z processing (submit at purchase contract and forget it – processing handles the rest)
  • You no longer have to chase down your conditions
  • Processors are COMMISSIONED ONLY and based on speed (they are motivated)
  • Fully automated processing systems that dramatically speed up the process
  • Fully automated processing systems that keep you and your partners in the loop 24/7
  • Highest paying Loan Officer Splits
  • Branch Manager opportunities with a full P&L
  • No out of pocket costs at all
  • Retirement Revenue – Continues after you retire from RFM
  • PreQualifying clients
  • Gathering docs as needed
  • Submitting a complete file
  • Working in the field to build your business
  • Must be a licensed MLO with NMLS (We currently offer Colorado, Florida, Michigan, Minnesota, Washington, Wisconsin and will soon have Virginia, Texas, Maryland, and New Jersey)
  • Must have at least 2 years of current Loan Officer Experience
  • Medical (multiple plans to choose from)
  • Dental
  • Vision
  • Life Insurance
  • Legal Services
  • Revenue Share – Retirement

To schedule a one-on-one call today to learn about why more loan originators are choosing to join Reduced Fee Mortgage, just click to select a time that works best for you.

Reduced Fee Mortgage, Inc.
NMLS 1974130
19950 Dodd Blvd, Suite 102, Lakeville, MN 55044 |  (651) 994-9494

Currently licensed in Minnesota (License/Registration#: MN-MO-1974130), Colorado, Michigan (License/Registration#: FL0022860), Washington (License/Registration#: MB-1974130), Florida (License/Registration#: MBR4157), and Wisconsin (License/Registration #: 1974130BR)
NMLS® Consumer Access

Best Mortgage Brokers in Saint Paul
Equal Opportunity Housing
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